Knowledge Centre

Germany – Asset and Auto Finance Country Survey 2015


23 Sep 2015

This new Asset Finance International country survey aims to provide a balanced assessment of the latest developments in the equipment and auto finance and leasing market in Germany.

Germany has one of the largest and most mature leasing markets in the world. Like the German economy, its resilience has been tested in the years following the global financial crisis and, like the overall economy, it is back on a growth trajectory.

Leasing is embedded in the economy as a major funding option − against strong competition from commercial banks, savings banks, public banks and credit finance companies − particularly within the small and medium-sized enterprise (SME) sector that underpins German manufacturing and equipment use.

The industry is represented by the Federal Association of German Leasing Companies, or BDL (Bundesverband Deutscher Leasing- Unternehmen), which has some 175 member companies accounting for around 90% of the market.