Product Diagram

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Credit Decisioning & Risk Management

CALMS has a comprehensive array of advanced credit decisioning features, enabling you to make the right decisions, with support for both automated and manual underwriting processes.

There are automated credit reference agency (CRA) searches, with underwriting and credit analyst support. The rules-based decision framework enables your exact requirements to be matched, and it is possible to run scorecard and champion/challenger assessments, using data from your credit reference agencies. Clients’ overall credit histories can be viewed in a summary track record view.

There is also advanced workflow capabilities so that it is possible to fully automate the credit decisioning process or to create separate credit policy and work queues for different types of business.