Product Diagram

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Information Collection Engine

The CALMS Catalyst Information Collection Engine provides a consolidated “single view” of customers’ credit results from multiple credit reference agencies (CRAs).

It includes standard interfaces to several agencies – including Experian, Equifax, TransUnion, SCHUFA, COFACE and Graydon – and can query them all together. The results of polling can be processed automatically, with scorecard calculation and policy rules application, for customer approval, referral or decline.