Bank & Credit Union Finance
Perfect for even the smallest operation to large multi-nationals, deployed across both mature and emerging markets.
CALMS for financial institutions, including banks and credit unions, supports both consumer and commercial lending from a single technology platform using a common database and common development environment.
White Clarke Group's CALMS is a browser-based application and integrates seamlessly to an institutions’ existing environment. CALMS can be deployed as a fully managed hosted service or as an in-house hosted solution.
It provides a fully web-enabled credit origination system that supports the needs of banks and credit unions. It is built around credit decisioning based on user-defined rules, loyalty and risk-based pricing, and document management with secure digital signature capability.
- Flexible, easy-to-use origination channel covering consumer, commercial, and agricultural requirements
- Sophisticated rules engine to drive auto-decisioning and credit policy compliance
- Single point of entry for loan and member information, eliminating re-keying
- Automatic document generation to ensure consistency and legal compliance
- Operational efficiencies, enforcing banks and credit union policies
- Consistency of process, same application steps for all lenders, and for all lines of business
- Intuitive, easy to use application
- User friendly, employee ‘buy in’ of a new system
- Single application process, with interfaces to third party vendors (credit bureau, insurances, etc.)
- Comprehensive end-to-end solution
White Clarke Group's flexible and adaptable solutions are providing our customers efficient, straight-through processing across multiple sales channels. Enterprise solutions offering stand-alone or complete integration of front and back-office processes. With a track record of quick and cost-effective delivery, our solutions are ensuring our customers get there first.
Tried and tested in organizations such as:
- Chinook Credit Union
- Coast Capital Savings Credit Union
- Eckville District Savings and Credit Union
- Indigenous Business Australia
- Lakeland Credit Union
- Lloyds Banking Group
- Servus Credit Union
- Steinbach Credit Union
- TCF Bank
For more detail on any aspect of CALMS, please contact us today
Technology is a key consideration for a dealer when selecting a finance partner. White Clarke Group's CALMS provides a clever dealer/finance company interface that makes the process of managing inventory extremely simple. Paul Arthur, Head of Motor, Bank of Queensland Finance