White Clarke Group - Bank and Credit Union Finance - Consumer finance systems, loan administration software, consumer credit, personal loan software, personal finance software

CALMS² for financial institutions, including banks and credit unions, supports both consumer and commercial lending from a single technology platform using a common database and common development environment. It is a browser-based application and integrates seamlessly to an institutions’ existing environment. CALMS² can be deployed as a fully managed hosted service or as an in-house hosted solution.

White Clarke Group's CALMS² provides a fully web-enabled credit origination system that supports the needs of banks and credit unions. It is built around credit decisioning based on user-defined rules, loyalty and risk-based pricing, and document management with secure digital signature capability.

Flexible, easy-to-use origination channel covering consumer, commercial, and agricultural requirements
Sophisticated rules engine to drive auto-decisioning and credit policy compliance
Single point of entry for loan and member information, eliminating re-keying
Automatic document generation to ensure consistency and legal compliance
Operational efficiencies, enforcing banks and credit union policies
Consistency of process, same application steps for all Lenders, and for all LOB’s
Intuitive, easy to use application
User friendly, employee ‘buy in’ of a new system
Single application process, with interfaces to third party vendors (credit bureau, insurances, etc.)
Comprehensive end-to-end solution

A better way of doing things

White Clarke's flexible and adaptable solutions are providing our customers efficient, straight-through processing across multiple sales channels. Enterprise solutions offering stand-alone or complete integration of front and back-office processes. With a track record of quick and cost-effective delivery, our solutions are ensuring our customers get there first.

Perfect for even the smallest operation to large multi-nationals, deployed across both mature and emerging markets. Tried and tested in organizations such as: