Captive Automotive Finance

White Clarke Group and CALMS are the world’s number one choice for all areas of the captive automotive finance sector

With more customers around the globe than anyone else in the captive sector, White Clarke Group is able to bring deep market knowledge and best practice to the table

Be confident. CALMS is tried, tested and proven in global deployments across the captive auto finance spectrum in organizations as diverse as:

Automating processes, speeding the workflow

CALMS supports the complete lifecycle of financing and leasing contracts from marketing and point-of-sale and vehicle configuration through to credit approval, contract management, in-life customer support and re-marketing.

Vehicle configuration, deal structuring, decisioning, document management and back-office are all part of one highly tailorable and re-tailorable solution.

  • Multiple product brands
  • Full dealer branding, from screens to documentation, from processes to workflows
  • Multi-country, multi-jurisdiction
  • Retail, fleet and wholesale/floorplanning in a single, highly configurable platform
  • Instant decisioning take-on
  • Deal structuring
  • Document management
  • Full front, middle, and back-office integration
  • Handles complex dealer commissions, bonuses, rate structures, promotions
  • Subvention programs

And it offers all the benefits of straight-through processing. Bottom line, this translates into lower transaction costs, higher service levels and improved business integration with partners all along the value chain.

Launching greenfield finance operations

White Clarke Group has a strong track record helping clients create complete captive finance operations from scratch. Whether launching a new enterprise or insourcing the whole finance administration, major brands value our role as the world's leading supplier of end-to-end solutions and automotive finance consultancy. Deep sector expertise, international experience in best practice, and the most widely used software in the industry.

Supporting the subtleties of the captive sector

CALMS fully supports the vagaries of the captive sector. Such as managing subvention programs - easy and rapid deployment of manufacturer-led campaigns.

Such as managing multiple brands, with companies like Fiat Group handling Chrysler, Jeep, Fiat and Alfa Romeo; Volkswagen Group running Volkswagen and Audi; General Motors supporting Opel/Vauxhall and Chevrolet.

Integration is built-in, including the ability to integrate with manufacturers' own configurators, or taking vehicle data directly from third parties.

Your CALMS platform can be hosted in-house or hosted on dedicated White Clarke Group servers. All components are available under SaaS service contracts. Your choice.

For companies with a significant investment in an SAP technology landscape, we have a proven CALMS SAP-compliant solution. White Clarke Group is the only vendor in the market able to offer such an SAP-Compliant CMS solution.

For more detail on any aspect of CALMS, please contact us today

CALMS is completely web-based which gives us the significant advantage of making changes to it ourselves. Being able to configure the system internally gives us that all-important speed to market. Brian Williams, Commercial Director, FGA Capital