Bank & Credit Union Finance

Perfect for even the smallest operation to large multi-nationals, deployed across both mature and emerging markets.

CALMS for financial institutions, including banks and credit unions, supports both consumer and commercial lending from a single technology platform using a common database and common development environment.

White Clarke Group’s CALMS is a browser-based application and integrates seamlessly to an institutions’ existing environment. CALMS can be deployed as a fully managed hosted service or as an in-house hosted solution.

It provides a fully web-enabled credit origination system that supports the needs of banks and credit unions. It is built around credit decisioning based on user-defined rules, loyalty and risk-based pricing, and document management with secure digital signature capability.

  • Flexible, easy-to-use origination channel covering consumer, commercial, and agricultural requirements
  • Sophisticated rules engine to drive auto-decisioning and credit policy compliance
  • Single point of entry for loan and member information, eliminating re-keying
  • Automatic document generation to ensure consistency and legal compliance
  • Operational efficiencies, enforcing banks and credit union policies
  • Consistency of process, same application steps for all lenders, and for all lines of business
  • Intuitive, easy to use application
  • User friendly, employee ‘buy in’ of a new system
  • Single application process, with interfaces to third party vendors (credit bureau, insurances, etc.)
  • Comprehensive end-to-end solution

White Clarke Group’s flexible and adaptable solutions are providing our customers efficient, straight-through processing across multiple sales channels. Enterprise solutions offering stand-alone or complete integration of front and back-office processes. With a track record of quick and cost-effective delivery, our solutions are ensuring our customers get there first.

Tried and tested in organizations such as:

  • Coast Capital Savings Credit Union
  • Indigenous Business Australia
  • Lloyds Banking Group
  • Steinbach Credit Union

For more detail on any aspect of CALMS, please contact us today

For more detail on any aspect of CALMS, please contact us today

A partner with experience and credibility, who had a certain scale, and who had the stature to come to us and challenge our thinking. Nick Ockwell, CIO, Exeter Finance Corp

EBV is very pleased with White Clarke Group and their success on the SEPA project. Maik Skottke, Head of IT, EBV-Leasing Gesellschaft m.b.H Co. KG (Erste Bank)

We’re excited to be able to offer this new program to Yamaha dealers and believe that our new relationship with White Clarke Group is an integral component of this new program.
Leone Foxwell, National Manager Inventory Finance, Yamaha Motor Canada